Were looking for a high-performing candidate to join Credit Risk Acquisition team. Your role will help drive lending product strategies and credit policies.
Your Role
- Analyze portfolio data to provide insights and recommendations that would drive credit policies with the goal to control risk and expand opportunities
- Collaborate with cross-functional teams to drive the implementation of credit underwriting policies on digital lending platform
- Establish credit risk metrics to measure portfolio quality and profitability
- Prepare monthly reports for credit risk performance monitoring to identify adverse trend, issues, and opportunities
- Maintain and update credit underwriting policies
- Work with Product, Data Analytics, Operations, Compliance and other relevant teams to perform credit risk related tasks
Specification
- 5+ years experience in Risk Management, Credit Analytics, Credit Policies or other similar roles.
- Credit risk understanding. Background in credit risk acquisition or underwriting in digital lending would be a plus.
- Strong analytical capability to analyze data accurately using Excel, SQL, or other analytical tools.
- Strong logical thinking and problem-solving skills
- Good communication and presentation skills
- Enjoys dynamic working environment. Work well both independently and as part of a team.
